Top 5 Health Insurance Tips
We liked this article in AOL Money and Finance, Feb, 2008 and thought we'd pass it along. Here are their top 5 tips for more affordable health insurance:
- Increase Your Out-of-Pocket Costs
- Shop for Private Insurance
- Juggle Family Coverage
- Reassess Employer Options
- Get Healthy
If you're generally young and healthy, regular health care provisions such as doctor visits might not be necessary. You can lower your premiums by considering more out-of-pocket expenses and high deductible plans.
If you and your spouse each have insurance plans, compare one against the other to make sure you getting the most economical coverage for you and your family. Be sure to think about whether you really need all the benefits offered.
And as obvious as it may seem, losing weight or quitting smoking may also lower the cost of your health insurance coverage.
Shop For Private Insurance
Individual health insurance can often be cheaper than group health plans - but, contrary to the article, you should know that shopping for health insurance isn't as difficult as it's made out to be.
In fact, with just one phone call to Health Benefits Direct, licensed agents can help you choose from a variety of insurance carriers to get the right plan at the right price - there's no fee for their services, there's little or no paperwork, and, if approved, you could receive coverage as soon as the next day. That's the BetterWay™ to shop for health insurance!
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